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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Exploring Government-Backed Loans for First-Time Homebuyers

The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...

Guide to Applying for Public Housing: Steps and Essential Information

Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...

The Big Problem with Unfair Evictions in Affordable Homes

In Richmond, people living in cheaper homes are facing a big issue: they're being kicked out over rent payments that the city says they missed. For example, a person we'll call Ms. Jones was shocked when she ...

HUD Announces Over $37 Million in Support for New Yorkers During Apartment Repairs

The U.S. Department of Housing and Urban Development (HUD) has exciting news for New York City residents. The New York City Housing Authority (NYCHA) is getting more than $37 million to help ...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

Understanding New York’s STAR Tax Relief Program

New York State has a special program to help people save money on property taxes, especially for school costs. This program is called the School Tax Relief (STAR) program. It was created to make living in New York more a...

8 Simple Tips to Get the Lowest Mortgage Rates Right Now

Mortgage rates dropped a bit before the Federal Reserve’s recent meeting, but haven’t really dropped much since. Experts say rates probably won’t go down much more before the end of 2025, even if the...

2024 and 2025 Housing Market: What Buyers and Sellers Need to Know

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

5 Ways Retirees Can Upgrade Their Homes Through Grants

Spending time at home becomes more common in retirement. This is a period when many retirees find their homes need changes to match their new lifestyle and possibly changing health needs. For those aged 65 and above,...