Housing Insights Central

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Navigating the ever-changing housing market can be difficult, especially when applying for a mortgage. Home prices and interest rates can fluctuate drastically; thus, it's critical to stay informed ...

The challenge of securing safe and affordable housing continues to grow in communities worldwide, prompting individuals and organizations to seek innovative solutions and advocate for change. With the guidance of Hab...

The challenge of securing affordable housing is well-known, and housing choice vouchers aim to alleviate this by assisting lower-income families with housing costs.  However, it's disheartening to learn that thes...

There's a bit of positive news for people who own their homes: thanks to a new law, they could start saving a lot more on their taxes. This change is a part of a big new bill that has made some adjustments to gove...

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...

The building of new homes declined slightly in December 2022. High mortgage rates were most likely to blame. This decline in new home construction indicates a slowdown in the housing market in 2023. With ...

Buying a house is a great way to create wealth. Nevertheless, navigating the process can be tricky if you don't know which elements to prioritize and what not to worry about. Fortunately, understanding the features to ...

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...