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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

​​​​​​​Mortgage Refinancing: When It Makes Sense and When It Doesn't

Mortgage refinancing is often touted as a way for homeowners to lower their housing costs. However, refinancing only makes financial sense under certain circumstances. Here's some gu...

Massachusetts' HomeBASE Program: Opening Doors to Stable Housing for All

  In Massachusetts, there's a program that's making a real difference in the lives of homeless families. It's called HomeBASE, and it's all about finding stable housing for families...

Housing Assistance Program Opens for Wildfire Victims

Jackson County is mobilizing aid for its residents still struggling with the aftermath of the Almeda and Obenchain wildfires through a promising new initiative, the Homeowner Assistance and Reconstruction Program (HARP). A...

5 Best Mortgage Lenders for First-Time Home Buyers (October 2025)

Buying your first home can be tricky, so picking the right mortgage lender is important. Here are five of the best options, explained in simple terms:   1. Rocket Mortgage   Available Natio...

Community Support Offers Hope for Housing Difficulties

Housing insecurity is an issue that impacts communities across the country. While government programs provide vital assistance, local organizations are also stepping up to help. Nonprofits, charities, and community g...

Home Buying Programs for People with Disabilities

Buying a house can seem like a challenging task, especially for individuals living with disabilities. However, there are special home loans and grants to make the process easier and more affordable.   Can You Buy a Ho...

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Overcoming the Challenges of Homeownership in Today's Market: Lessons from Real-Life Success Stories

Buying a home in today’s market has become difficult due to high housing prices and intense competition. As a result, many people are questioning whether the American Dr...

New Help for Homeowners to Prevent Losing Their Homes

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...