Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
How Selected Households Can Save on Utility Bills
California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...
Eviction Moratoriums: What Renters Need to Know
The COVID-19 pandemic caused economic hardship for many renters across the country, making it difficult to pay rent on time. In response, federal, state, and local governments implemented temporary eviction moratoriums to p...
New York Stimulus Payment: Who Gets a Star Check in 2025?
In New York state, homeowners might get some help with their property taxes through the Star program. This week, the state started sending out stimulus checks, which are part of a tax credit system under the STAR pro...
New Help for Homeowners to Prevent Losing Their Homes
The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...
How Will HUD Changes Impact Seniors in the U.S.?
In America, the number of older adults is on the rise, with about 55.8 million people, or one out of six, being 65 or older as of 2020. A recent study from the Urban Institute has shone a light on how budget cuts to the De...
Guide to Applying for Public Housing: Steps and Essential Information
Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...
What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans
Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...
Mortgage Rates Dip: What This Means for House Hunters in an Unsteady Economy
In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...
Protecting Your Investment: Strategies for Maintaining Your Home
Owning a home is a major investment. Not only is it likely to be the most expensive purchase you will make in your lifetime, but it’s also an asset you’ll want to protect and maintain for years t...